A variety of factors have led to a reconsideration of what the retirement dream looks like and how it will be funded. Today's retirees not only face the traditional risks such as market fluctuations and inflation, but also newer risks such as outliving their assets and the increasing cost of health care. There are also the complex and ever-changing rules regarding how to access savings, and the tax rules associated with those accounts. And after a lifetime of accumulating assets, just knowing the most efficient way to use those assets is not always clear. With our two-day spring seminars we walk thru, step-by-step, what you'll need for a successful retirement. Our seminars are available at the Royal Oak Senior Community Center (3500 Marais Avenue, Royal Oak) Tuesday, May 5th and 12th from 6:30 pm to 8:30 pm and Thursday, May 7th and 14th from 6:30 pm to 8:30 pm. Call 248-246-3900 to register.